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Deposit Unlock

What is Deposit Unlock?

deposit unlock scheme

Deposit Unlock is a new scheme developed in partnership with lenders and the home building industry. It allows first-time buyers and existing homeowners to purchase a new-build home with just a 5% deposit. The scheme offers competitively priced mortgage products, making buying a new home more affordable.

What are the Benefits?

  • You can buy a new home with a 95% mortgage.
  • The scheme provides access to low deposit mortgages at competitive interest rates.

If saving for a deposit is holding you back from buying your first home or moving to your next one, Deposit Unlock might be the solution for you. This scheme allows you to purchase a new build home with just a 5% deposit.

The scheme available for a wide range of new build properties across the UK, with prices up to £833,250*. It offers a low deposit mortgage option designed to give more people the chance to own their own home.

Participating Home Builders and Lenders

Home Builders
3West GroupDeanfield HomesMCI
A R CartwrightDenbury HomesMetis Homes
AJ Property GroupDevine HomesMiller Homes
Allison HomesDevonshire HomesMJ Gleeson PLC
Anderson Design & BuildDurkan EstatesMorris Homes
Anderson O&UEdenstone HoldingsMorrish Homes
Ashberry HomesEdwards HomesNicholas King Homes
Ashwood HomesFairgroveNorfolk Homes
Baker Estates LimitedFairviewOrbit Homes
Barratt HomesFenwood EstatesPat Munro Homes
Barratt LondonFortitudo LimitedPearce Fine Homes
Beal Homes LimitedGenesis HomesPentland Homes Limited
Bellway HomesGleeson Build & Develop LimitedPersimmon
Bellway LondonH&H PropertiesPeter Ward Homes
BewleyHagan HomesProspect Homes
Blackstone Developments LimitedHayfield HomesRedrow
Bloor HomesHillSigma Homes
Bovis HomesHopkins Homes LimitedSt Modwen Homes
Braidwater LimitedIlke HomesStonebond Group
CALA Homes LimitedKebbell Country HomesStonebridge Homes
Campion Homes LimitedKebbell DevelopmentTaylor Wimpey
Chase New HomesKeepmoat HomesThakeham
City & Country HomesKitewood Estates LimitedThomas Homes
Countryside PropertiesLagan HomesTilia Homes
Crest NicholsonLife Less OrdinaryVistry Group
Croudace HomesLinden HomesWaters Homes
David Wilson HomesMacar DevelopmentsWeston Homes PLC
Davidson GroupMandale HomesWheeldon Brothers
Woodstock Homes
Participating Lenders
Accord Mortgages
Bluestone Mortgages
Nationwide Building Society

For more information, visit the Deposit Unlock website:

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