What is Deposit Unlock?
Deposit Unlock is a new scheme developed in partnership with lenders and the home building industry. It allows first-time buyers and existing homeowners to purchase a new-build home with just a 5% deposit. The scheme offers competitively priced mortgage products, making buying a new home more affordable.
What are the Benefits?
- You can buy a new home with a 95% mortgage.
- The scheme provides access to low deposit mortgages at competitive interest rates.
If saving for a deposit is holding you back from buying your first home or moving to your next one, Deposit Unlock might be the solution for you. This scheme allows you to purchase a new build home with just a 5% deposit.
The scheme available for a wide range of new build properties across the UK, with prices up to £833,250*. It offers a low deposit mortgage option designed to give more people the chance to own their own home.
Participating Home Builders and Lenders
| Home Builders | ||
|---|---|---|
| 3West Group | Deanfield Homes | MCI |
| A R Cartwright | Denbury Homes | Metis Homes |
| AJ Property Group | Devine Homes | Miller Homes |
| Allison Homes | Devonshire Homes | MJ Gleeson PLC |
| Anderson Design & Build | Durkan Estates | Morris Homes |
| Anderson O&U | Edenstone Holdings | Morrish Homes |
| Ashberry Homes | Edwards Homes | Nicholas King Homes |
| Ashwood Homes | Fairgrove | Norfolk Homes |
| Baker Estates Limited | Fairview | Orbit Homes |
| Barratt Homes | Fenwood Estates | Pat Munro Homes |
| Barratt London | Fortitudo Limited | Pearce Fine Homes |
| Beal Homes Limited | Genesis Homes | Pentland Homes Limited |
| Bellway Homes | Gleeson Build & Develop Limited | Persimmon |
| Bellway London | H&H Properties | Peter Ward Homes |
| Bewley | Hagan Homes | Prospect Homes |
| Blackstone Developments Limited | Hayfield Homes | Redrow |
| Bloor Homes | Hill | Sigma Homes |
| Bovis Homes | Hopkins Homes Limited | St Modwen Homes |
| Braidwater Limited | Ilke Homes | Stonebond Group |
| CALA Homes Limited | Kebbell Country Homes | Stonebridge Homes |
| Campion Homes Limited | Kebbell Development | Taylor Wimpey |
| Chase New Homes | Keepmoat Homes | Thakeham |
| City & Country Homes | Kitewood Estates Limited | Thomas Homes |
| Countryside Properties | Lagan Homes | Tilia Homes |
| Crest Nicholson | Life Less Ordinary | Vistry Group |
| Croudace Homes | Linden Homes | Waters Homes |
| David Wilson Homes | Macar Developments | Weston Homes PLC |
| Davidson Group | Mandale Homes | Wheeldon Brothers |
| Woodstock Homes |
| Participating Lenders |
|---|
| Accord Mortgages |
| Bluestone Mortgages |
| Nationwide Building Society |
| Perenna |
For more information, visit the Deposit Unlock website: deposit-unlock.co.uk