Home Ownership Schemes
A list of current govenment backed support schemes to assist you on getting onto the property ladder.
Specalist Lender Schemes
We help you to find the right specialist lender scheme from 95% mortgages to income booster mortgages.
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Help To Buy
Who are we?
Home Buying Guide is a free to use service with the aim of helping first time buyers get onto the property lender.
How we can help you
The UK has a range of government backed housing schemes aimed to make home ownership more accessible, especially for first-time buyers.
Explore the current home ownership schemes available in the UK. If a scheme has expired, we also offer specalist lender schemes.
Buying guides
We provide a list of useful first time buyer guides to help you on your journey. We also offer savings and Insurance advice.
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Helpful links
Help To Buy: Equity Loan scheme
Since its inception on April 1, 2013, the Help to Buy: Equity Loan scheme has facilitated the purchase of over 387,000 homes in the UK. This initiative was designed to assist first-time buyers and those moving up the property ladder by providing an equity loan from the government.
Key Statistics
Between 1 January and 31 March 2021:
15,341 properties were bought with an equity loan, an increase of 61% from the same period in 2020.
From 1 April 2013 to 31 March 2021:
328,506 properties were bought with an equity loan.
The total value of these equity loans so far totals £20.1 billion.The value of the properties sold under the scheme totals £91.1 billion. 82% of all completions are by first-time buyers.
These statistics highlight the significant impact and widespread usage of the Help to Buy: Equity Loan scheme over the years.
The Help to Buy scheme has played a crucial role in making homeownership more accessible, particularly for first-time buyers, by lowering the initial financial barriers and providing substantial government support. The scheme has ended now however there are other schemes that could help you.
How to remortgage on Help to Buy?
If you’re looking to remortgage and are part of the Help to Buy scheme (which is no longer accepting new applications), you might encounter some difficulties. We’ll discuss the main challenges you might face and how to address them.
Help To Buy Blog
Stay up to date with advice from our blog.