Help to Buy is here to help The Government's new Help to Buy scheme now makes it possible to buy a new or existing home with just a 5% deposit.
Dream of owning a bigger home but don’t have a big deposit?

Help to Buy is here to help. And it's not just for first time buyers. Help to Buy can help you get onto the property ladder, or move up it.

Dream of buying a home without using the bank of mum and dad?

The Government’s Help to Buy scheme now makes it possible to get a mortgage for a new or existing home with just a 5% deposit.

The Government has created the Help to Buy scheme to help hard-working people like you take steps to buy your own home. Whether you want to get onto the housing ladder or move up it, Help to Buy makes it possible to buy a new-build or existing home priced up to £600,000 with as little as a 5% deposit.

Help to Buy: Equity Loan

For brand new homes in England

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Help to Buy: Mortgage Guarantee

For new-build or existing homes anywhere in the UK

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Other Housing Options

For other Government schemes

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Customer Stories

"Help to Buy has really made a difference to us, it helped us purchase a home…in the area we want to live."
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h2b louise1
"We were fine renting, although it just felt like a waste of money as we were giving away our money to pay for somebody else's mortgage."
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